Senate Votes on Monday. Tell Them How the Flood Insurance Crisis is Affecting You.

Dear Honorable Senator:

We the people of Monroe County, Florida need you to pass the Homeowners Flood Insurance Affordability Act (S. 1926) without delay.

The skyrocketing flood insurance rates are simply unaffordable and we are losing our homes, our businesses, and our necessary infrastructure including our school teachers, law enforcement officers, first responders, small business owners, and retirees living on fixed incomes.

FEMA needs to complete a proper and meaningful economic impact and affordability study before levying these punitive and destructive flood insurance rate increases that no reasonable person could ever afford.

The rate increases must be delayed to ensure that proper analysis is done before implementing them and to provide the government time to craft a comprehensive NFIP reform plan that is fair and equitable, and safeguards the surviveability of our communities and our ability to keep our livelihoods and our homes.

We have taken the time to tell you our own personal horror stories in our own words that explain in real life terms how the unfairness and severity of these rate increases are impacting us, and we urge you to read and consider them as you vote on how to remedy the devastating consequences of the Biggert-Waters Act on us and the coastal communities throughout the nation.

Please pass the Homeowners Flood Insurance Affordability Act (S. 1926) without delay. Our future depends on it.