Senate Votes on Monday. Tell Them How the Flood Insurance Crisis is Affecting You. Petition: Signature List Feed http://www.gopetition.com/signatures/senate-votes-on-monday-tell-them-how-the-flood-insurance-crisis-is-affecting-you.html Online petition signatures en-us Mon, 6 Apr 2026 08:40 UTC GoPetition RSS Feed Generator Copyright 2026 GoPetition Mr and Mrs Stratton Jamison [Signature #122] https://www.gopetition.com/signature/locate/16713205?utm_medium=rss Fri, 31 Jan 2014 05:57:33 UTC 16713205 ms. Shelly Morris [Signature #121] https://www.gopetition.com/signature/locate/16705269?utm_medium=rss Wed, 29 Jan 2014 11:57:41 UTC 16705269 Anonymous [Signature #120] https://www.gopetition.com/signature/locate/16704486?utm_medium=rss Please vote to give us relief on insurance. Support FEMA

]]> Wed, 29 Jan 2014 08:48:31 UTC 16704486 Mr H.B. Barrett [Signature #119] https://www.gopetition.com/signature/locate/16703860?utm_medium=rss My wife and I have lived well below our means so that we could enjoy a retirement without assistance from any governmental agencies. We have started and owned two small businesses over the last 35 years. We purchased our current residence in 1990, with one of the main reasons being that it was "pre-firm". Due to it's implications, Biggert Waters has probably reduced the value of my primary residence by at least $150,000, as the pool of potential buyers would be drastically reduced, as any potential buyer needing a mortgate would have difficulty qualifying, due to the flood premium increases caused by Biggert-Waters. I have a rental property in Key West that I listed for sale in August of 2013. I priced the property at 7.5% above the appraised value (we had an appraisal done so that the property would be priced properly). Very quickly we had one low ball cash offer at 17.5% less than our appraised value, which we rejected. After Biggert-Waters went into effect on 10-01-2013, we had a lot of very interested prospective buyers, but our realtor told us, very frankly, that they were scared to invest, due to Biggert-Waters. We have taken the house off of the market, as a result.

]]> Wed, 29 Jan 2014 06:54:46 UTC 16703860 Ms. Sharon Agee [Signature #118] https://www.gopetition.com/signature/locate/16703656?utm_medium=rss The flood insurance problem is the biggest problem in Monroe County. Please address this issue and vote to lower and stabilize these rates. No one can sell (or purchase) a home as long as the rates are so incredibly fluctuating.

]]> Wed, 29 Jan 2014 06:17:35 UTC 16703656 Dr. David Schreiber [Signature #117] https://www.gopetition.com/signature/locate/16703636?utm_medium=rss Fix the flood insurance problem or write Monroe County off. It's your vote that counts for us.

]]> Wed, 29 Jan 2014 06:15:05 UTC 16703636 Ms Anonymous [Signature #116] https://www.gopetition.com/signature/locate/16701241?utm_medium=rss I feel this rate hike will add an undo burden financially on my ability to maintain the property, never mind trying to sell it. No one will be able to afford it. Florida has been hit hardest on the property values due to the recession. This added expense will certainly impact values, sales and affordability for the average person.

]]> Tue, 28 Jan 2014 07:12:49 UTC 16701241 Ann Lorraine Labriola [Signature #115] https://www.gopetition.com/signature/locate/16701107?utm_medium=rss I will no longer be able to live in this Community if they do not keep it affordable.

]]> Tue, 28 Jan 2014 06:45:43 UTC 16701107 constance craig [Signature #114] https://www.gopetition.com/signature/locate/16700820?utm_medium=rss I will not be able to afford high rates of insurance and am a viable member of my community and the infrastructure of the community.

]]> Tue, 28 Jan 2014 05:56:52 UTC 16700820 Ms Margie Smith [Signature #113] https://www.gopetition.com/signature/locate/16699830?utm_medium=rss I am the head of our local United Way of the Florida Keys. I am in a position to see how many people are coming to the nonprofits we fund for services because they are barely getting by financially in our high cost of living area. Most people working in the Keys do not get health insurance or other benefits through their employer, myself included. I have personally lost friends, specifically teachers and parents of small children who were like me working hard to contribute to our community for the betterment of all. At a time when I am told by my mortgage holding bank that I can not refinance my home because their estimate of current appraised value is only 60% of what I paid for it, I too am struggling to get by. We pay around $5000 for windstorm per year and I am not on the water. We have two small children and despite advanced degrees and great credit, my husband and I both work hard more than full time & struggle to afford to live in the keys. Raising flood insurance rates would put one more pressure on keys residents & hardworking families already struggling to stay here. I work w/folks on the verge of homelessness. Pls be part of the solution. Push to keep rates from rising.

]]> Tue, 28 Jan 2014 03:42:06 UTC 16699830 Mrs. Sharon McMahon [Signature #112] https://www.gopetition.com/signature/locate/16698427?utm_medium=rss I am employed by a restaurant and my wages have been frozen, so if prices for flood insurance continues to rise, everyday workers will be forced to move to other parts of Florida or the country. Please help keep if halfway affordable to live here, it is already very high prices for every service, groceries, pet care takes a big chunk already!!! I bought a condo when prices were reasonable, but likely will have to move if anything else rises in price, we also have sewer cost that are adding to our high prices to live here!!!

]]> Tue, 28 Jan 2014 12:43:35 UTC 16698427 Ms Susan Beal [Signature #111] https://www.gopetition.com/signature/locate/16697899?utm_medium=rss Please help us keep our homes and insurance rates within the reach of the working class.

]]> Tue, 28 Jan 2014 11:36:13 UTC 16697899 Constance Foster [Signature #110] https://www.gopetition.com/signature/locate/16696932?utm_medium=rss Between the wind and flood, if these increases continue, we will be forced out of our home where we retired 7 years ago and in addition, we not be able to sell it for what we have in it. Only the elite will be able to afford water front property in the Keys.

]]> Tue, 28 Jan 2014 09:30:56 UTC 16696932 Mr. Daniel McAfee [Signature #109] https://www.gopetition.com/signature/locate/16696812?utm_medium=rss I purchased my home 2 decades ago because I was able to afford the insurance rates. Now that I am ready to retire, I cannot sell my home because the new flood rates are not affordable for a purchaser.

We have only begun to see economic recovery after the real estate crash of the past several years. These new flood insurance rates are going to destroy that recovery. The new rates are also totally unneccessary in Florida which has historically paid $3.60 in premiums for every dollar paid out in claims.

]]> Tue, 28 Jan 2014 09:14:33 UTC 16696812 william chrisman [Signature #108] https://www.gopetition.com/signature/locate/16696302?utm_medium=rss been living and working in monroe county
for 10 years will not be able afford to live here if rates go up

]]> Tue, 28 Jan 2014 08:07:43 UTC 16696302 Karie Mason [Signature #107] https://www.gopetition.com/signature/locate/16696166?utm_medium=rss My husband's family has been in the Fl Keys for seven generations and are one of the first families that settled here. If the Flood Insurance Rates continue to skyrocket, I'm afraid we will not be able to stay in the keys. As a family of fisherman and divers who have grown up here, we can't think of calling anywhere else home. If the rates continue to go up, we will not be able to afford to live in the Florida Keys and raise the 8th generation. This saddens us greatly because our family takes great pride in being true Florida Keys Conchs.

]]> Tue, 28 Jan 2014 07:48:19 UTC 16696166 Alison Johnson [Signature #106] https://www.gopetition.com/signature/locate/16695556?utm_medium=rss Tue, 28 Jan 2014 05:39:08 UTC 16695556 Catherine Budd [Signature #105] https://www.gopetition.com/signature/locate/16694329?utm_medium=rss My Federal Flood Insurance rate went up $700.00 this year as a result of changes to the program. As a result my escrow for insurance and taxes in Monroe County for a modest 3 bedroom non waterfront home is 2/3 of my entire monthly payment. Since I purchased my home in 2002 my monthly escrow has increased by $700.

]]> Mon, 27 Jan 2014 09:40:51 UTC 16694329 Mr Barry Gill [Signature #104] https://www.gopetition.com/signature/locate/16694291?utm_medium=rss My premium is now $1308 a year. It is going to be $6900 a year upon my renewal in March. I will be forced to walk away from my home as I can not afford the additional $500 a month added to my mortgage payment.

]]> Mon, 27 Jan 2014 09:30:15 UTC 16694291 mr victor weiger [Signature #103] https://www.gopetition.com/signature/locate/16693802?utm_medium=rss Can not believe these outrageous rates and mandatory for folks with a mortgage and it only
Covers above 1st floor and up to 250,000 . Most likely flood waters would never reach 2nd floor anyways.

]]> Mon, 27 Jan 2014 07:14:54 UTC 16693802 Mr Roberto Meireles [Signature #102] https://www.gopetition.com/signature/locate/16693406?utm_medium=rss Mon, 27 Jan 2014 05:33:02 UTC 16693406 walter gastaldi [Signature #101] https://www.gopetition.com/signature/locate/16693211?utm_medium=rss do you really want to destroy the housing market.By drastically raising any insurance premiums, people will walk from their mortgages and now the banks will be left holding the bag...not a good idea. Stand up for the common folk please.

]]> Mon, 27 Jan 2014 04:46:26 UTC 16693211 Ms Kristen Brenner [Signature #100] https://www.gopetition.com/signature/locate/16693180?utm_medium=rss I am a Realtor and I had a house on the ocean that was built in 1968. It had a 1 bedroom and 1 bath enclosure below the flood plain. It was grandfathered in. The square footage was about 650, a concrete enclosure. The flood insurance quote was $42,000.00 per year. Thank goodness my buyer paid cash and opted not to get Flood insurance. This home as never flooded since 1968. These are unreasonable rates that are associated with this home. You must work on making these quotes reasonable. (House sold for $1.450,000.00.)

]]> Mon, 27 Jan 2014 04:36:43 UTC 16693180 Mrs. Tina Masters [Signature #99] https://www.gopetition.com/signature/locate/16693153?utm_medium=rss I am a Realtor in Key West, FL and if there is not a reasonable solution found I will be out of a job. I have been here since I was a teenager and I am witnessing more and more people leaving due to the fact that they can not longer afford to live here. Also, Buyers are not qualifying for loans due to the amount of their escrows. We need help and someone to pay attention to this very important matter.

]]> Mon, 27 Jan 2014 04:30:11 UTC 16693153 Mary Roth [Signature #98] https://www.gopetition.com/signature/locate/16693017?utm_medium=rss Mon, 27 Jan 2014 04:00:15 UTC 16693017 Sandra Walters [Signature #97] https://www.gopetition.com/signature/locate/16692975?utm_medium=rss It is critical that the overall flood insurance program be re-evaluated, not just from the perspective of actuarial soundness, but also considering the purpose of the program, affordability, and potential unintended impacts on our fledgling economic recovery. Regarding the intent of the program--it was designed to ensure that flood-resistant building standards are enforced, and that people subject to flooding are not just receiving emergency relief but are also paying toward their recovery. Gutting this program as the current bill does would also gut those critical goals. Regarding financial impacts, killing coastal real estate will have serious effects on many individuals but also on our overall economy, which is still very fragile! Please support a meaningful extension and mandate and fund a thorough, meaningful study so appropriate action is taken that does not cause serious unintended consequences.

]]> Mon, 27 Jan 2014 03:51:03 UTC 16692975 Mrs Chonda Juliano [Signature #96] https://www.gopetition.com/signature/locate/16692950?utm_medium=rss The rate increases must be delayed to ensure that proper analysis is done before implementing them and to provide the government time to craft a comprehensive reform plan that is fair and equitable, and safeguards the surviveability of our communities and our ability to keep our livelihoods and our homes.

]]> Mon, 27 Jan 2014 03:48:13 UTC 16692950 Joel Young [Signature #95] https://www.gopetition.com/signature/locate/16692782?utm_medium=rss Mon, 27 Jan 2014 03:14:03 UTC 16692782 Bob Thomas [Signature #94] https://www.gopetition.com/signature/locate/16692687?utm_medium=rss The insurance rates are destroying the ability if the middle class to live here.

]]> Mon, 27 Jan 2014 02:53:21 UTC 16692687 mr. David Kral [Signature #93] https://www.gopetition.com/signature/locate/16692506?utm_medium=rss Coastal communities depend on reasonable flood insurance rates for a vibrant economy. High rates will strangle life!

]]> Mon, 27 Jan 2014 02:22:32 UTC 16692506 Ms Andrea Weitz [Signature #92] https://www.gopetition.com/signature/locate/16692443?utm_medium=rss We are all being choked out of our homes by continuing increases is flood ins & windstorm, w./ ONLY state backed companies our only viable option. . I'm a Realtor & my significant other a carpenter. We will both be out of jobs/homes because this county is already 1 of the most expensive places in Continental US to live. Our payments INTO the insurance system is double/triple or more than our payouts FROM the system. Congress does not understand the full ramifications of many of the laws it passes, Biggert-Waters will destroy the entire state economy for homeowners that have mortgages. My preferred Title Co has already had almost 20 deals fall apart because of insurances..RE values will tumble..again...& only investors buying cash(already over 60% of Buyers) will be able to take risk to purchase at all, & these properties will remain either self- or uninsured. Best case scenario, repeal this law. Postponing or delaying 4 or 5 years will not fix it. Countrywide, ANY property within 100 mi of ANY body of water should be required to have flood insurance if mortgaged. That alone would help fix the huge debt. Please listen to your constituents & fix the system.

]]> Mon, 27 Jan 2014 02:10:41 UTC 16692443 Mrs Gail Long [Signature #91] https://www.gopetition.com/signature/locate/16692248?utm_medium=rss We need to keep flood insurance affordable for all people.

]]> Mon, 27 Jan 2014 01:33:32 UTC 16692248 Joan Ewing [Signature #90] https://www.gopetition.com/signature/locate/16692194?utm_medium=rss I am a 84 year old widow on a very low fixed income. I could not continue to live here if insurance goes up an unfair amount. I am indeed grateful for your consideration and help.

Sincerely,
Joan Ewing

]]> Mon, 27 Jan 2014 01:25:47 UTC 16692194 Bill Wilkins [Signature #89] https://www.gopetition.com/signature/locate/16692167?utm_medium=rss I am a real estate agent in the Keys and a large increase in flood insurance rates will put us out of business. It is difficult for buyers to pay for the gigantic wind insurance rates and large flood rates will make it impossible for anyone not paying cash for a home to buy. It isn't wealthy people buying on the ocean, most of our clients are retirees living on a fixed income.

Thanks in advance for voting in favor of the Homeowners flood insurance affordability act.

Bill Wilkins

]]> Mon, 27 Jan 2014 01:20:30 UTC 16692167 Anonymous [Signature #88] https://www.gopetition.com/signature/locate/16692092?utm_medium=rss Mon, 27 Jan 2014 01:04:44 UTC 16692092 Jonathan Richard [Signature #87] https://www.gopetition.com/signature/locate/16692042?utm_medium=rss My home has been devalued enough. Higher payments will discourage people from purchasing homes and could cause another housing/ mortgage crises.

]]> Mon, 27 Jan 2014 12:49:59 UTC 16692042 Mrs Maria Martinetti [Signature #86] https://www.gopetition.com/signature/locate/16692001?utm_medium=rss It is impossible for retired people on fixed incomes to afford flood insurance at the proposed rates. Either we get out of the area or we go without insurance. Many hard working Americans are doing without and that is very dangerous. Please pass the Homeowners Insurance Affordability Act (S 1926) now. Thank you

]]> Mon, 27 Jan 2014 12:44:22 UTC 16692001 ms Judy C. Martinez [Signature #85] https://www.gopetition.com/signature/locate/16691915?utm_medium=rss The 3 insurances I have to pay on my house here in Fl, BESIDES the house payment, totals $10550.00 per year. In Va I paid $500 per year.

]]> Mon, 27 Jan 2014 12:30:22 UTC 16691915 Anonymous [Signature #84] https://www.gopetition.com/signature/locate/16691584?utm_medium=rss Won't be able to sell my home with high premiums tacked on. My home is a huge part of funding my retirement.

]]> Mon, 27 Jan 2014 11:31:15 UTC 16691584 Mrs Carolyn Ambler [Signature #83] https://www.gopetition.com/signature/locate/16691570?utm_medium=rss My Flood Insurance will continue to increase. And I am a Realtor and I may sell less as many of the homes in the FL Keys have ground level living area - which with the B&W Act makes it near to impossible to sell as the Flood premiums are extraordinary. Please put this on hold and investigate the national economic implications from B&W Act. Rewrite this law.
Thank you

]]> Mon, 27 Jan 2014 11:28:30 UTC 16691570 Mrs. Debra Grill [Signature #82] https://www.gopetition.com/signature/locate/16691273?utm_medium=rss The Flood Insurance increase will kill the real estate market in the Florida Keys.

]]> Mon, 27 Jan 2014 10:31:36 UTC 16691273 Mrs Sylvia Adams [Signature #81] https://www.gopetition.com/signature/locate/16691266?utm_medium=rss Please pass this bill -my husband and I are both retired-there is no way we will be able to afford this increase in our flood insurance-our wind storm insurance is bad enough but if you allow an increase on flood we will lose the house we have been in for over 30 years

]]> Mon, 27 Jan 2014 10:30:00 UTC 16691266 Ms JANET HINKLE [Signature #80] https://www.gopetition.com/signature/locate/16691233?utm_medium=rss affordable flood insurance is critical to the economy of coastal communities...please postpone biggert waters and help with affordable options in the future.

]]> Mon, 27 Jan 2014 10:23:16 UTC 16691233 Lea Ruesch [Signature #79] https://www.gopetition.com/signature/locate/16691204?utm_medium=rss I am a Real Estate agent and a home owner in the Keys. Our market is starting to come back, but now none of our ground level homes are selling, unless someone can pay cash. These are the properties that our teachers, policeman, small business owners live in. They cannot afford to spend $1100 per month for insurance and still live. We need help to stop these rates until a study has been done to determine exactly what the consequences will be, and find a realistic solution that everyone can afford. Please do not take away the ability to live in the Keys.

]]> Mon, 27 Jan 2014 10:14:54 UTC 16691204 Mr. Ron O'Brien [Signature #78] https://www.gopetition.com/signature/locate/16691165?utm_medium=rss If flood insurance increases significantly we will be forced to move to another location.

]]> Mon, 27 Jan 2014 10:07:16 UTC 16691165 Mrs Genevieve Isaksen [Signature #77] https://www.gopetition.com/signature/locate/16690872?utm_medium=rss I am a retired nurse, and many of my medical friends are being forced out of their homes by outrageous FLOOD premiums. DO THE RIGHT THING NOW.Repeal BW12.

]]> Mon, 27 Jan 2014 09:10:01 UTC 16690872 Mr john Isaksen [Signature #76] https://www.gopetition.com/signature/locate/16690846?utm_medium=rss Many of our friends are being forced out of their homes by the FLOOD increases.Help is needed NOW, not tomorrow.

]]> Mon, 27 Jan 2014 09:04:25 UTC 16690846 Carol Schreck [Signature #75] https://www.gopetition.com/signature/locate/16690838?utm_medium=rss The skyrocketing flood insurance rates are simply unaffordable and we are losing our homes, our businesses, and our necessary infrastructure including our school teachers, law enforcement officers, first responders, small business owners, and retirees living on fixed incomes.

FEMA needs to complete a proper and meaningful economic impact and affordability study before levying these punitive and destructive flood insurance rate increases that no reasonable person could ever afford.

]]> Mon, 27 Jan 2014 09:02:53 UTC 16690838 Mr. William Andersen, CPA [Signature #74] https://www.gopetition.com/signature/locate/16690654?utm_medium=rss The rates that I've heard from local insurance agent for Flood Insurance are huge: from hundreds currently to thousands proposed. This will wipe out the affordability of most properties in the Florida Keys. The mistakes for subsidies in the past cannot be made up now; they are a "sunk cost" - a financial term not a Flood Zone term. Let's make the Flood Insurance rates actuarial vs. political.

]]> Mon, 27 Jan 2014 08:31:58 UTC 16690654 Mrs. Nicole Medina [Signature #73] https://www.gopetition.com/signature/locate/16690649?utm_medium=rss My husband and I will quickly be priced out of our home based on the projected increases of our flood insurance over the next few years. We are looking at selling it but unfortunately we would have to find a cash buyer who would not be required to have flood insurance. This will be hard to find, leaving us with a house that is practically unsellable. We are hard working, professional people who always pay our bills and this is potentially forcing us to face foreclosure in the future! This is going to ruin the economy.

]]> Mon, 27 Jan 2014 08:31:41 UTC 16690649 stacie kidwell [Signature #72] https://www.gopetition.com/signature/locate/16690309?utm_medium=rss These rate increases will make the mortgage crises look like a cake walk

]]> Mon, 27 Jan 2014 07:33:39 UTC 16690309 Mr. And Mrs. John Cooper [Signature #71] https://www.gopetition.com/signature/locate/16690151?utm_medium=rss Senators -

We have owned our home for 21 years, are retired and living on a fixed income. Changing the rules on FEMA flood insurance would destroy our lives in our old age. There must be a less-destructive way to manage this problem and we urge you to find in so as to avoid destroying our lives and the value of the largest investment we have ever made: our homes.

Thank you,

Bernie and John Cooper

]]> Mon, 27 Jan 2014 07:05:42 UTC 16690151 Mr Richard Christ [Signature #70] https://www.gopetition.com/signature/locate/16690061?utm_medium=rss The current flood insurance trend is driving out middle class family's people like fire fighters, police, teachers, medical personal, utilities workers etc.

]]> Mon, 27 Jan 2014 06:51:05 UTC 16690061 Richard Agler [Signature #69] https://www.gopetition.com/signature/locate/16689840?utm_medium=rss The unintended consequences of this law are ridiculous and severe. Hardship is real for people who want fair flood insurance premiums. Without remedial action Congress will be responsible for the decline of entire communities and the people who live in them. Fix the mistake. Thank you.

]]> Mon, 27 Jan 2014 06:20:09 UTC 16689840 Kristina Gustinger [Signature #68] https://www.gopetition.com/signature/locate/16689734?utm_medium=rss I manage condos - This flood insurance crisis is killing my owners and the market to buy and sell.

Please vote to delay these increases until better data is obtained.

]]> Mon, 27 Jan 2014 05:47:21 UTC 16689734 Steve and Dodee Black [Signature #67] https://www.gopetition.com/signature/locate/16688884?utm_medium=rss Please defer large increases until more research can be done on reasonable rates for flood insurance.

Thanks

Steve Black

]]> Sun, 26 Jan 2014 10:24:00 UTC 16688884 Mr John Mager [Signature #66] https://www.gopetition.com/signature/locate/16688586?utm_medium=rss My house is on stilts and flood ins. doesn't cover anything below floor level.
So how can they charge thousands of dollares for what ?

]]> Sun, 26 Jan 2014 07:58:47 UTC 16688586 Dr Mark Riley [Signature #65] https://www.gopetition.com/signature/locate/16688547?utm_medium=rss I strongly feel that this bill is essential to maintain affordable insurance rates, and property values.

]]> Sun, 26 Jan 2014 07:39:32 UTC 16688547 Mr Allan Leder [Signature #64] https://www.gopetition.com/signature/locate/16688495?utm_medium=rss Please help us out. Thank you!

]]> Sun, 26 Jan 2014 07:19:23 UTC 16688495 Mrs. Debi Wachendorfer [Signature #63] https://www.gopetition.com/signature/locate/16688377?utm_medium=rss We have lived and work in the Fla Keys for over 25 years, although our home in value is underwater we have chosen to make our payments but if our Flood insurance increases over $400 (this year expected), we will not be able to afford the anticipated increases and will loose our home of 25 years. I have not had a raise in 6 years and probably lucky to have a job to begin with. So please help me save my home, stop the increases in the premiums until affordable studies have been completed and we are fairly rated. Help me save my home.

]]> Sun, 26 Jan 2014 06:22:10 UTC 16688377 Mr. Lee Wachendorfer [Signature #62] https://www.gopetition.com/signature/locate/16688373?utm_medium=rss We have lived and work in the Fla Keys for over 25 years, although our home in value is underwater we have chosen to make our payments but if our Flood insurance increases over $400 (this year expected), we will not be able to afford the anticipated increases and will loose our home of 25 years. I have not had a raise in 6 years and probably lucky to have a job to begin with. So please help me save my home, stop the increases in the premiums until affordable studies have been completed and we are fairly rated. Help me save my home.

]]> Sun, 26 Jan 2014 06:21:34 UTC 16688373 Ms. Ann Ewing [Signature #61] https://www.gopetition.com/signature/locate/16688354?utm_medium=rss My husband and I bought a home in Key West in 2005, and are raising our 7 and 10 year old boys here. If rates skyrocket like it seems they will, we will have to abandon our home here and start over somewhere else. We just barely are making it as it is, with the recession and the sequester really hitting home here. Please stop the increase!!!

]]> Sun, 26 Jan 2014 06:13:47 UTC 16688354 steve choate [Signature #60] https://www.gopetition.com/signature/locate/16688179?utm_medium=rss Can't sell my home till this issue resolved.

]]> Sun, 26 Jan 2014 05:14:17 UTC 16688179 Clayton Eastlack [Signature #59] https://www.gopetition.com/signature/locate/16687997?utm_medium=rss I am a Realtor trying to get the seller out. However because of this flood insurance fiasco, can't even get him an offer.

]]> Sun, 26 Jan 2014 04:24:36 UTC 16687997 Comm. Heather Carruthers [Signature #58] https://www.gopetition.com/signature/locate/16687802?utm_medium=rss I know personally of several real estate transactions that collapsed when buyers received flood insurance quotes that had skyrocketed due to Biggert-Waters. These are not all million-dollar deals. They are retirees selling the homes where they raised families to young families, people who work in our schools, hospitals and other essential services. Without S. 1926, our economy will collapse as well. Find a reasonable long-term fix to this crisis. The HFIAA gives us time to do that.

]]> Sun, 26 Jan 2014 03:37:59 UTC 16687802 Mr. Wesley Sizemore [Signature #57] https://www.gopetition.com/signature/locate/16687677?utm_medium=rss The great irony of the explosion in flood insurance rates is that it has done more damage to the value of my home than an actual flood (Wilma) did. My home appraised at $445,000 six months ago and realtors are now telling me that it's unsaleable, essentially worthless.

]]> Sun, 26 Jan 2014 03:04:35 UTC 16687677 mr john bartelmo [Signature #56] https://www.gopetition.com/signature/locate/16687622?utm_medium=rss Congress is destroying my home with the BW act passed without publicity and attached to another bill. Government spends trillions and now my home must be taken away for nothing. Stop the madeness!!!

]]> Sun, 26 Jan 2014 02:48:58 UTC 16687622 Mary Tucker [Signature #55] https://www.gopetition.com/signature/locate/16687503?utm_medium=rss Right now we pay $15,000 plus for flood insurance per year. Our own home which is in a VE 13 flood zone and above base flood is $5000 plus each year. We have been thru "Georges" and "Wilma" and have not collected once cent from the flood insurance. We Have carried Flood insurance since 1998. This year will be 12 years. Let me see 12 x $5000 equals $60,000. We also have three buildings below base flood that are about $300 square feet each. They have been here since the 50's. Each of them is approximately $3000 a year. We did have flood from Wilma and Georges and between the two storms we collected about a total of $120,000, all three units, ($60,000 per storm). Let me see that would be $9000 x 12 years equals $108,000. One more year without flooding and we should be even.
We have a mortgage on our home so we have no choice but to pay the high premiums. But the cottages have no mortgage so if the rates continue to rise we will be forced to drop the flood insurance. They are CBS construction and we have since made flood panels for the doors. If they work we will drop out of the flood program and put the $9000 a year away ourselves.

]]> Sun, 26 Jan 2014 02:13:27 UTC 16687503 Mr Randy Botteri [Signature #54] https://www.gopetition.com/signature/locate/16687178?utm_medium=rss An increase to my flood policy at the projected levels would make it impossible for me to remain in my home. My income was used as a determining factor when I obtained the mortgage on my property. This year alone my flood policy almost doubled, while my salary remained the same. Add to this the fact that my property will be next to impossible to sell at the higher premium. This leaves me with the very real possibility that I will soon ruin my perfect credit rating, foreclose on my home and destroy my retirement savings.

]]> Sun, 26 Jan 2014 12:38:37 UTC 16687178 rob sprogell [Signature #53] https://www.gopetition.com/signature/locate/16687160?utm_medium=rss Sun, 26 Jan 2014 12:32:18 UTC 16687160 Laurie Swanson [Signature #52] https://www.gopetition.com/signature/locate/16687134?utm_medium=rss I have been coming to the Keys since 1969 and have resided here since 2006. The cost of living here is higher than most any other part of Florida and sometimes we have to cut back to stay within our budget.
We already pay a hefty price for wind/storm insurance which has risen steadily since 1969. In all the years and through all the hurricanes we have never had to use wind/storm insurance because we have lived in a well-built building that has stood up to whatever Mother Nature could throw at it. Yet our insurance rises by leaps and bounds regardless of the fact that we have a highly hurricane resistant structure.
We would drop the insurance if we could pay off our mortgage. We feel that strongly about the soundness of our home. The mortgage company demands that we keep the insurance. So here we are paying an exorbitant amount for insurance that we probably will never need. At this rate we will have to assess our ability to stretch our retirement income to meet insurance payments. At some time there will be a break point for all. At that time we will have to say farewell to the Keys and find a place with better health care and more realistic insurance rates.

]]> Sun, 26 Jan 2014 12:26:10 UTC 16687134 Ms Harolyn Keeney [Signature #51] https://www.gopetition.com/signature/locate/16686782?utm_medium=rss Increased and excessive insurance rates are causing severe hardship for me and also for my daughter who is a property owner in Marathon.
Thank you for your action to rule in the insurance companies.

]]> Sun, 26 Jan 2014 10:39:02 UTC 16686782 Ms. Annalise Mannix [Signature #50] https://www.gopetition.com/signature/locate/16686752?utm_medium=rss Sun, 26 Jan 2014 10:32:42 UTC 16686752 Judith Wert [Signature #49] https://www.gopetition.com/signature/locate/16686734?utm_medium=rss My husband and I are seniors on fixed incomes. We have a mortgage and our house is not worth what we paid for it. Higher insurance rates will cause a foreclosure.

]]> Sun, 26 Jan 2014 10:29:18 UTC 16686734 Anna Rudacille [Signature #48] https://www.gopetition.com/signature/locate/16686645?utm_medium=rss My home was to be a big chuck of my retirement money. I am 63 years old. I cannot sell my home because of the flood insurance and I won't be able to keep it if the rates don't go down.

]]> Sun, 26 Jan 2014 10:07:35 UTC 16686645 Corie Abel [Signature #47] https://www.gopetition.com/signature/locate/16686373?utm_medium=rss As a Realtor I have lost customers due to
the fear of insurance rate hikes.
It is too much to speculate for them, so they
have decided to shop for property else where.p

]]> Sun, 26 Jan 2014 08:44:52 UTC 16686373 Ms. Diane Scholz [Signature #46] https://www.gopetition.com/signature/locate/16686091?utm_medium=rss Every year the premium goes up. I was one of the lucky ones, mine only went up $195 for 2014

]]> Sun, 26 Jan 2014 06:59:47 UTC 16686091 John Arbuckle [Signature #45] https://www.gopetition.com/signature/locate/16686084?utm_medium=rss Sun, 26 Jan 2014 06:56:44 UTC 16686084 Laura Arbuckle [Signature #44] https://www.gopetition.com/signature/locate/16686075?utm_medium=rss Sun, 26 Jan 2014 06:54:54 UTC 16686075 Mr. and Mrs. Curtis Barlow [Signature #43] https://www.gopetition.com/signature/locate/16685866?utm_medium=rss My wife and I are in Real Estate. We have already had perspective buyers decide not to buy here because they will not be able to afford the insurance - flood and wind combined. We will not be able to pay it and at 74 years old we really don't know what we will do. You just can't turn thousands of people out of their homes!

]]> Sun, 26 Jan 2014 05:33:05 UTC 16685866 Ms. Gail Miller [Signature #42] https://www.gopetition.com/signature/locate/16684736?utm_medium=rss If the cost of insurance makes it unviable for anyone to buy or rent here, our property values will drop to zero.

]]> Sat, 25 Jan 2014 11:16:23 UTC 16684736 Me Robert Frist [Signature #41] https://www.gopetition.com/signature/locate/16684586?utm_medium=rss Escrow short fall this year 6000 on top of $400 monthly payment increaseHD5P

]]> Sat, 25 Jan 2014 09:59:32 UTC 16684586 Mr. William Billings [Signature #40] https://www.gopetition.com/signature/locate/16684537?utm_medium=rss My wife, and I are retired, and we are living on a fixed income. We have already seen our windstorm insurance increase by 40%. If the cost of flood insurance, that is required by our mortgage increases as projected, we will not be able to afford even our very modest mortgage. Please do what you can to help us stay in our home.

]]> Sat, 25 Jan 2014 09:25:21 UTC 16684537 Lawrence Hribar [Signature #39] https://www.gopetition.com/signature/locate/16684481?utm_medium=rss Sat, 25 Jan 2014 08:58:13 UTC 16684481 Sue Pierson [Signature #38] https://www.gopetition.com/signature/locate/16684480?utm_medium=rss Please pass the Homeowners Flood Insurance Affordability Act (S. 1926) without delay. Our future depends on it.

]]> Sat, 25 Jan 2014 08:56:56 UTC 16684480 Mary Stafford [Signature #37] https://www.gopetition.com/signature/locate/16684470?utm_medium=rss I have lived in the Keys for 40 years and have raised my family here. Without relief, flood insurance increases will force me to have to leave.

]]> Sat, 25 Jan 2014 08:52:15 UTC 16684470 Veronica Schill [Signature #36] https://www.gopetition.com/signature/locate/16684433?utm_medium=rss I will be losing my job of almost 27 years in April, I have a son who was born and raised here and is a senior and very shortly college bound. Without my job I cannot afford to live here and send my child to college. I need to sell my home and move to an affordable town in florida. How can I do this if every potential buyer is faced with a huge flood insurance quote. It will ruin our family's future.

]]> Sat, 25 Jan 2014 08:31:58 UTC 16684433 Ms Lenore Troia [Signature #35] https://www.gopetition.com/signature/locate/16684346?utm_medium=rss Sat, 25 Jan 2014 07:34:06 UTC 16684346 Perry Frantzman [Signature #34] https://www.gopetition.com/signature/locate/16684344?utm_medium=rss This FEMA action will kill every town near the water in the United States. The maps are turning up incorrect and insurance will put hotels,homes,condos out of business.

]]> Sat, 25 Jan 2014 07:33:44 UTC 16684344 Norbert Birnbaum [Signature #33] https://www.gopetition.com/signature/locate/16684324?utm_medium=rss The entire middle class is being driven out of the Keys. We can not afford these huge increases.

]]> Sat, 25 Jan 2014 07:19:51 UTC 16684324 MS Helen Briggs [Signature #32] https://www.gopetition.com/signature/locate/16684299?utm_medium=rss People in the keys don't make that much
in income,Most have just enought to pay
thier Mortgage ,and they have not been
a Flood that i no of in the past 22 to years.
The people in the keys should not have to
pay for country and other city besides the
florida keys.Enough is enough """""""""""""""""

]]> Sat, 25 Jan 2014 07:05:12 UTC 16684299 Mr Harold Schmitz [Signature #31] https://www.gopetition.com/signature/locate/16684258?utm_medium=rss Keep flood insurance affordable.

]]> Sat, 25 Jan 2014 06:44:42 UTC 16684258 Joseph Penar [Signature #30] https://www.gopetition.com/signature/locate/16684242?utm_medium=rss Unless this bill is repealed it will destroy the housing market in the keys as folks are forced to give their homes away or just abandon them.
Any relief should also include the ridiculous increases in wind storm insurance. Same reason.

]]> Sat, 25 Jan 2014 06:36:26 UTC 16684242 Travis Mikalson [Signature #29] https://www.gopetition.com/signature/locate/16684183?utm_medium=rss We are tired of being forced to pay far more than we can afford for no particularly good reason for insurance in order to live in our house. Please control our greedy and corrupt insurance company.

]]> Sat, 25 Jan 2014 06:07:40 UTC 16684183 Mr Philip Flannery [Signature #28] https://www.gopetition.com/signature/locate/16684142?utm_medium=rss Please do the right things for the people who depend on you.

]]> Sat, 25 Jan 2014 05:48:45 UTC 16684142 Mr jonathan ramey [Signature #27] https://www.gopetition.com/signature/locate/16684123?utm_medium=rss I implore you to reign in the insurance companies in southern florida. I a a disabled veteran of the US Military and a 25 year fireman retired. I have 2 small children and live in Key Largo Florida. If this goes thru and they get what they want I will for sure loose my home I have owned for 16 years. I will have no where to go with my young family.
Please realize this will destroy the florida keys as we know it. No one will be able to sell their homes. Many will foreclose.
Consider why we are the only ones who are being put to pay so much.
Thanks,
Jonathan D Ramey

]]> Sat, 25 Jan 2014 05:39:46 UTC 16684123 Mr. Robert Lieb [Signature #26] https://www.gopetition.com/signature/locate/16684110?utm_medium=rss Our retirement is in jeopardy because our new worth will disappear. How can you allow this to happen in America?

Please don't destroy our lives.

]]> Sat, 25 Jan 2014 05:37:10 UTC 16684110 william wade [Signature #25] https://www.gopetition.com/signature/locate/16684014?utm_medium=rss My wife is 88 and I am 92. We have lived in our home since 1970. We had to mtg our home because we were afraid we would outlive our money. If there is no relief from the proposed flood rates, where will we & others like us go? Who will we turn to? Please help. Thank you.

]]> Sat, 25 Jan 2014 05:00:23 UTC 16684014 JILL WAGNER [Signature #24] https://www.gopetition.com/signature/locate/16683990?utm_medium=rss Sat, 25 Jan 2014 04:48:44 UTC 16683990 Ms Delaine Nicholson [Signature #23] https://www.gopetition.com/signature/locate/16683921?utm_medium=rss Sat, 25 Jan 2014 04:24:03 UTC 16683921